This report highlights the borrowing patterns of students who choose to enroll in college and provides suggestions about why certain students may not borrow. < Back Student Aversion to Borrowing: Who Borrows and Who Doesn't Deborah A. Santiago ; Alisa Cunningham November 2008 DOWNLOADS/LINKS Publication, Fact Sheet Fact Sheet SHARE RESEARCH LinkedIn Facebook X (Twitter) Copy link Overview This report highlights the borrowing patterns of students who choose to enroll in college and provides suggestions about why certain students may not borrow, even when borrowing seems to be a logical choice. Return to Research Library Related Research by Issue Area - Education Pathways Financial Aid Institutional Practices Student Success Workforce

Katy Ho is President of Portland Community College and part of Excelencia in Action network. < Back to E-Action Main Page Portland Community College Katy Ho President Institution website: https://www.pcc.edu/ Bio Page: https://www.pcc.edu/president/ Katy Ho is President of Portland Community College and part of Excelencia in Action network.

Amy Bosley is President of Northwest Vista College and part of Excelencia in Action network. < Back to E-Action Main Page Northwest Vista College Amy Bosley President Institution website: https://www.alamo.edu/nvc/ Bio Page: https://www.alamo.edu/nvc/news-events/news/2023/july/nvc-welcomes-new-president/#:~:text=Amy%20Bosley%20began%20her%20position,for%20Student%20Success%20(ACCESS). Amy Bosley is President of Northwest Vista College and part of Excelencia in Action network.

Cynthia Teniente-Matson is the President for San José State University, and Excelencia in Education's Board Member. < Back to Our People Page Cynthia Teniente-Matson President San José State University Cynthia Teniente-Matson serves as President of San José State University, one of 48 institutions that has earned the Seal of Excelencia for striving to go beyond enrollment to intentionally serve Latino, and all, students. Teniente-Matson’s leadership at SJSU has been marked by strategic growth, national recognition, and facilities initiatives, repositioning the University as a premier public urban research institution. Prior to leading SJSU, she was president of Texas A&M University-San Antonio, where her tenure included developing research initiatives, cybersecurity programs, and economic development initiatives, and earning Seal of Excelencia certification. In 2020, she was awarded the prestigious Japan Foundation Center for Global Partnership’s 2020 US-Japan Public Intellectual.

Michael Baston is President of Cuyahoga Community College and part of Excelencia in Action network. < Back to E-Action Main Page Cuyahoga Community College Michael Baston President Institution website: https://www.tri-c.edu/ Bio Page: https://www.tri-c.edu/administrative-departments/office-of-the-president.html Michael Baston is President of Cuyahoga Community College and part of Excelencia in Action network.

Arrick Jackson is Chancellor of Indiana University Northwest and part of Excelencia in Action network. < Back to E-Action Main Page Indiana University Northwest Arrick Jackson Chancellor Institution website: https://northwest.iu.edu/index.html Bio Page: https://northwest.iu.edu/chancellor/chancellor-info/index.html Arrick Jackson is Chancellor of Indiana University Northwest and part of Excelencia in Action network.

Gladys Nieves Vázquez is President of EDP University of Puerto Rico and part of Excelencia in Action network. < Back to E-Action Main Page EDP University of Puerto Rico Gladys Nieves Vázquez President Institution website: https://edpuniversity.edu/ Bio Page: https://edpuniversity.edu/profile/gladys-nieves/ Gladys Nieves Vázquez is President of EDP University of Puerto Rico and part of Excelencia in Action network.

Angélica Garcia is President of Santa Rosa Junior College and part of Excelencia in Action network. < Back to E-Action Main Page Santa Rosa Junior College Angélica Garcia President Institution website: https://www.santarosa.edu/ Bio Page: https://president.santarosa.edu/biography-dr-angelica-garcia-superintendentpresident Angélica Garcia is President of Santa Rosa Junior College and part of Excelencia in Action network.

Research suggests diversity on campus benefits all students. This brief provides a summary of Latino faculty and their representation in postsecondary education. < Back Latino Faculty in Postsecondary Education Morgan Taylor; Deborah A. Santiago June 2017 DOWNLOADS/LINKS Publication SHARE RESEARCH LinkedIn Facebook X (Twitter) Copy link Overview Research suggests that diversity on campus—both student diversity and faculty diversity—benefits all students by providing diverse perspectives and expanding cultural competencies for all students and contributing to the persistence and degree attainment of students of color. Latino faculty and all faculty of color also serve as role models and mentors students of color and can help those students improve in their academic progress. While Latinos represented about 16 percent of all undergraduates, they only represented four percent of full-time faculty. This brief provides a summary of Latino faculty and their representation in postsecondary education. Looking to know what works or connect with evidence-based programs recognized by Excelencia ? Let’s talk. Our team can work with you to identify and connect with relevant programs making an impact on student success that can help you in your efforts to intentionally serve your Latino, and all, students. Click here to contact us . Return to Research Library Related Research by Issue Area - Education Pathways Financial Aid Institutional Practices Student Success Workforce

Adela de la Torre is President of San Diego State University and part of Excelencia in Action network. < Back to E-Action Main Page San Diego State University Adela de la Torre President Institution website: https://www.sdsu.edu/ Bio Page: https://president.sdsu.edu/about Adela de la Torre is President of San Diego State University and part of Excelencia in Action network. Seal of Excelencia Recertified Institution: 2024-2027 San Diego State University (SDSU) has continued its commitment to intentionally serve Latino students and the Latino community through focused areas of effort—a cornerstone to its 2020-2025 strategic plan. SDSU serves more than 33,000 students with 35% of the students identifying as Latino. Of these, more than 50% are eligible for the federal Pell grant. SDSU stands out as one of the nation's premier Hispanic-Serving, Hispanic-Thriving research universities.

Berenecea Johnson Eanes is President of California State University-Los Angeles and part of Excelencia in Action network. < Back to E-Action Main Page California State University-Los Angeles Berenecea Johnson Eanes President Institution website: https://www.calstatela.edu/ Bio Page: https://www.calstatela.edu/president/berenecea-johnson-eanes Berenecea Johnson Eanes is President of California State University-Los Angeles and part of Excelencia in Action network. Seal of Excelencia Certified Institution: 2023-2026 California State University (CSU) Los Angeles, a Hispanic Serving Institution in East Los Angeles, serves approximately 27,000 students, 75% of whom are Latino, 55% first-generation college students, and 64% Pell Grant recipients. CSU Los Angeles is committed to the success of their Latino students and other students who have historically been underserved. Using data-informed and intentional strategies, CSU Los Angeles has closed the 4-year and 6-year graduation gap between Latino and other students.

Isaac Zuniga is President of City Colleges of Chicago-Richard J Daley College and part of Excelencia in Action network. < Back to E-Action Main Page City Colleges of Chicago-Richard J Daley College Isaac Zuniga President Institution website: https://www.ccc.edu/daley/home/ Bio Page: https://colleges.ccc.edu/2026/05/28/dr-isaac-zuniga-selected-as-next-president-of-richard-j-daley-college/ Isaac Zuniga is President of City Colleges of Chicago-Richard J Daley College and part of Excelencia in Action network. Seal of Excelencia Certified Institution: 2023-2026 Richard J. Daley College (Daley College) serves over 8,000 students annually with 4,823 enrolled in credit programs, 2,832 enrolled in adult education courses, and 626 enrolled in continuing education. Latinos represent 77% of students. Daley College empowers its diverse community through innovative, high-quality and affordable education in a supportive, inclusive, and equitable environment for life-long learning.